Hiring Home Care Is One of the Most Affordable Options Available for Someone Who Needs Senior Care
Maintain Financial Wellness even when Relying on Senior Care near Hamilton, NJ
A lot of people incorrectly assume that professional senior care services is far too expensive for them to even consider. They make these assumptions because they might’ve learned about the cost of nursing home care or assisted living. They consider having somebody come out to their home as being much more expensive than some of the other options.
There are numerous different types of senior care available to just about anyone. You have assisted living, nursing home care, independent living, retirement communities, and even having a loved one move into your home with you.
In reality, hiring a senior care service provider to come to your home is one of the most affordable options available. It is also one way to avoid the stress of having an elderly individual move in with you or trying to provide some type a senior care for them, especially if you have a busy schedule already.
Maintaining Financial Wellness
Throughout most of our life we are planning for retirement. Those elderly individuals who are now retired and who may require some assistance at home will likely be on a fixed income. They might be drawing on Social Security that they have paid into all of their working life, relying on investments like a 401(k), or other types of pension programs.
When someone is on a limited, fixed income, it makes planning for senior care seem more complicated. In truth, it is not as difficult as it sounds.
Let’s break it down for you. On average in the United States, nursing home care costs approximately $75,000 per year per patient. Assisted-living costs about $55,000 per year per individual. Full-time (meaning 40 hours per week) of basic senior care, such as a home care aide, costs approximately $22,000 per year.
Depending on the senior’s physical, emotional, and mental capabilities, he or she may only require assistance one or two days a week. That can be arranged when you hire through a home care agency.
For example, someone might only need assistance on Monday and Friday every week for 2 to 4 hours. This can help the elderly individual save a lot of money when it comes to senior care.
Whether you are looking for senior care services for yourself or a family member, when you begin to see all of the different options available, you will quickly realize that home care can promote financial wellness while also supporting the individual in the best way possible.
If you or an aging loved one are considering hiring senior care services near Hamilton NJ, or the surrounding areas. Please call Independence Home Care today at (609) 642-4085 for more information .